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Terms of Service

Effective August 1, 2026

Welcome to nobuyclub. By using the nobuyclub app or website (the "Service"), you agree to these terms. If you don't agree, don't use the Service.

What the Service is

nobuyclub is a habit-tracking tool for no-buy and low-buy challenges. You set rules, check in, log temptations, and the app displays streaks and an estimate of money you chose not to spend. Your tracking data is stored on your own device (see our Privacy Policy).

Not financial advice

The Service is for motivation and information only. Numbers shown (such as "kept" totals) are estimates based on what you enter, not accounting records. Nothing in the Service — including any links to savings accounts or other financial products — is financial, investment, tax, or legal advice. Partner links are advertisements for products offered by third parties under their own terms; evaluate them yourself and consult a qualified professional where appropriate.

Founding Member unlock

The Founding Member unlock is a one-time $9.99 purchase (no subscription) that enables premium features such as additional recap card themes, streak freezes, and the Founding Member badge, plus future Pro features we add. It is a personal, non-transferable license for your own devices, delivered digitally and processed by Stripe. To use the unlock on another device, use "I already paid — restore" with your checkout email; we verify the payment with Stripe.

Refunds

If the unlock isn't what you expected, email support@nobuyclub.com within 14 days of purchase and we'll refund it. After a refund, premium features may be disabled.

Acceptable use

Don't misuse the Service: no attempting to defeat payment verification, no interfering with the Service's operation, no using it to violate any law, and no reselling or misrepresenting the Service as your own.

Our content

The nobuyclub name, design, and app are ours. The recap cards the app generates from your own data are yours — share them anywhere. You may not copy or redistribute the app itself.

Disclaimers

The Service is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We don't guarantee the Service will be uninterrupted, error-free, or that on-device data will never be lost — please use the export feature for backups.

Limitation of liability

To the fullest extent permitted by law, our total liability for any claim arising out of or relating to the Service is limited to the amount you paid us in the twelve months before the claim (or $10 if you paid nothing). We are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost data, profits, or savings.

Changes and termination

We may update the Service and these terms; if we make material changes we'll update the date above and note it in the app or by email. We may suspend or end access for abuse of these terms. You can stop using the Service at any time.

Governing law

These terms are governed by the laws of the State of California, USA, without regard to conflict-of-law rules. Disputes will be resolved in the state or federal courts located in California, and you consent to their jurisdiction.

Contact

Questions? support@nobuyclub.com